SO, after some high-heaven praising of our general contractors to everyone we know, I am officially entering a retraction.
Wells Fargo looked into their history as part of the bank's due diligence for our 203K loan, and then promptly called us to let us know that they will not give us the loan unless we dump these guys. The bank couldn't disclose what they found out, but it must have been some serious sh*t.
It took us weeks and weeks to even find contractors willing to work on our house, and these guys were professional, courteous and enthusiastic. They were also willing to work at almost no profit. Of course they wouldn't pass the background check.